Risky Business: Product Liability

Any product that has a use also has a potential for misuse and harm. It may break unreasonably fast, damage someone or something, or even be promoted in a misleading manner. Enter product liability — and enter insurance policies to cover that liability.

The Virtues of Excess

How much can your client afford to lose? Consider the example of a banquet hall filled to capacity when a fire breaks out, destroying the building and resulting in the injury or death of patrons. The owner’s General Liability Coverage has limits of $1 million per...